I know, it makes you feel special. But bear with me here….we’ve all done this at one point in time. Or maybe I’m special. Whatever. Don’t leave yet.
“You’ve been prequalified for a $50,000 credit limit!”
Wow, that sounds super awesome. I’m so tempted to sign up with your financial institution’s credit card. Wait, whats this, another company wants to offer me the same thing? Amazing. I must be a rock star.
About two days later you realize that every financial damn company on the face of the earth that can offer you a credit card, is trying to offer you a credit card. Its not about the amount of paper thats used to try and appeal to my greedy side. Its not about the endless trips to the mailbox and then ultimately to the shredder and then the trash can. Its about me being tired of reading what an amazing credit rating I have and how this offer is a limited time offer.
Good, still with me? Follow this link and you’ll force an opt out of a bunch of this crap. Spread the word. Less credit, given the current US rate of savings in an average household, is a damn good thing.
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